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Things to Do  for Unemployment Benefits

By: Mary Jones

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Review your emergency fund

Estimate how long the funds will last.

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Establish or review your budget

List any debts you have in order of interest rate so you know what to prioritize.

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Talk to your creditors

Call your creditors and ask them to work with you to alter payment schedules and minimum payments.

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Cut your spending/bills

It might be time to cancel your cable subscription, gym membership, and reduce or eliminate other bills.

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Steer clear of payday loans

Payday loans need to be repaid quickly, usually in two weeks, and they carry average APRs of almost 400 percent.

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Take care of your mental health.

Be patient with yourself, and make sure you have someone you can rely on for support.

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Apply for jobs.

ertain businesses are hiring right now. Delivering groceries or packages might not seem like one of the best jobs,

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How to file unemployment claims

If you’re faced with job loss and wondering how to file an unemployment claim in your state, we’ve got you covered.

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Take a deep breath

Rather than panic, try to stay calm. Show yourself compassion. There are solutions to your money woes

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Learn about your options.

Empower yourself with information so you can make the best choices for your unique situation.

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Ask for support

Your friends and family may be able to help you, both emotionally and financially. Let your loved ones know you’ve been laid off.

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