10 Ways! How to Get Unclaimed Money from U.S. Government

What Is Unclaimed Property?

Unclaimed or abandoned property refers to money or other assets wherein the owner cannot be located. These assets may be labeled unclaimed property after a dormancy period

Types of Unclaimed Property

Unclaimed property may include tangible items such as the contents of safe deposit boxes or intangible items such as uncashed paychecks.

Start With Your State

When searching for unclaimed assets, your state government is a good place to start. All U.S. states, plus the District of Columbia, have programs that reunite citizens with state-held assets.

Multistate Searches

For individuals who’ve resided in more than one state, a multistate property locator such as MissingMoney.com may be a more efficient search tool. Managed by NAUPA

Federal Searches

unclaimed property may involve several websites, depending on the asset type. Agencies such as the FDIC and the IRS handle area-specific unclaimed property claims

Employment Wages

U.S. Department of Labor’s Wage and Hour Division enforces many of the country’s labor laws, sometimes resulting in the recovery of unpaid wages.

Banks and Credit Union Funds

Through the Federal Deposit Insurance Corporation (FDIC), consumers can search for unclaimed funds resulting from the closure of an FDIC-insured institution.

Pension Benefits

The Pension Benefit Guaranty Corp’s website includes a searchable database that lets individuals find unclaimed pension benefits

Housing-Related Assets

U.S. Department of Housing and Urban Development’s site lets homeowners or former homeowners with HUD- or FHA-insured mortgages search for earnings shares and insurance premium refunds.

Investment Earnings

If you think you may have mature savings bonds, registered Treasury bonds or registered Treasury notes, the U.S. Federal Investments website can tell you.

Veterans’ Benefits

– National Service Life Insurance – Service-Disabled Life Insurance – United States Government Life – Veterans Reopened Insurance

Federal Tax Refunds

Where’s My Refund? Be prepared to provide your ITIN or Social Security number, the filing status of your taxes and the exact amount of your refund.

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